Say what? Your kidding……

There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.  It’s just that simple folks.  We have been doing this since 2004 here at The Difference Real Estate.

As an owner, your mortgage payment is a ‘forced savings,’ which allows you to build equity in your home that you can use to leverage your position later in life. As a renter, you guarantee the landlord is the person building that equity.

As I mentioned before, interest rates are at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home.  Get pre-approved first, then hit the ground running and purchase your dream home.

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now might be your time to buy.